Can an Insurance Company Legally Deny My Legitimate California Car Accident Claim?

In

At Hanning & Sacchetto, our auto accident attorneys in Whittier understand the challenges our California residents face after being injured in a traffic collision.

When our clients have been hurt in a crash, the priority is receiving the medical care they need to address their immediate injuries while outlining an ongoing wellness plan that will allow them to return to the quality of life they enjoyed before the collision.

The next concern is determining who is going to pay for their mounting medical bills, lost wages, and the additional expenses incurred during their rehabilitation.

Most injury victims rely on the knowledge that the other party was at fault for the crash and assume the insurance company will pay for their complete expenses without question.

Unfortunately, that simply is not true.

Even when the accident was clearly the other driver’s fault — and the result of direct negligence on their part — their insurance company is going to do everything it can to undervalue or deny your claim.

That is why we are here.

Our experienced team of personal injury attorneys in Los Angeles County will outline your complete financial recovery needs and pursue the liable party’s insurance company for the compensation you are entitled to while you focus on getting your life back.

Why Do Insurance Companies Deny Personal Injury Claims?

The U.S. insurance industry collected $1.28 trillion in net premiums last year, according to the Insurance Information Institute. Collectively, insurance companies of all sizes are focused on keeping as much of their profits as possible — no matter the circumstances.

That means even if their policyholder was at fault for your collision and injuries, they are going to do all they can to pay as little as possible for your claim.

When our California residents face the insurance companies alone, their representatives are often successful in manipulating the conversation, so they come out on top.

One of the tactics insurance companies use to undervalue and deny claims includes requesting a recorded statement from the injured person while asking seemingly harmless questions that influence them into taking partial fault for the collision.

With a skilled personal injury attorney by your side, we will insist all communication is routed through our office, so our clients do not have to speak with the insurance company at all without our guidance.

Next, they will attempt to distort the evidence, insisting the police report or witness statements do not clearly show their policyholder was at fault for the crash.

Our Arcadia and Whittier personal injury lawyers will speak with all witnesses and the first responders, before pursuing additional evidence that will support our case, including video evidence or partnering with accident reconstruction and medical experts who will review the facts to help build your case for success.

The insurance company will not give up on trying to disprove your version of the accident, and with the help of our skilled legal team, we will take the pressure off you, so they must speak directly to us.

Once we outline your complete injury and financial recovery needs, we will begin negotiating with the insurance company to pursue the best outcome for your unique case, so you can get your life back without worry.

Contact Our Skilled Auto Accident Attorneys in Whittier, California Today for a Free Consultation

If you have been injured in a traffic collision caused by a negligent driver in California, contact our experienced car accident attorneys at Hanning & Sacchetto today by calling (562) 698-6446 to learn how we can pursue the financial recovery you are entitled to for your injuries.