At Hanning & Sacchetto, our auto accident attorneys in Whittier have been following the popularity of delivery apps, as they have become more important for both businesses and consumers as more people order takeout, groceries, and household necessities during the coronavirus pandemic.

Delivery companies, namely the big four — Door Dash, Uber Eats, Postmates, and Grub Hub — registered a combined $5.5 billion in revenue in the second and third quarters of 2020. That is $3 billion more than the revenue during the period the previous year.

The rise in deliveries directly translates to more drivers on our California roadways, which has inherently led to more collisions.

The larger question becomes, what happens if I am in a traffic accident with a delivery driver while he or she is working?

If you have been injured in an accident with a Door Dash, Grub Hub, or another delivery driver, there may be a lot of confusion about whose insurance coverage can be pursued for the damages.

At Hanning & Sacchetto, we can help you understand your rights and legal options in holding the proper insurance company liable for their policyholder’s negligence.

Here’s how.

What Should I Do if a Delivery Driver Causes an Accident Where I am Injured?

If you have been involved in an accident with a delivery driver, the same procedures apply as they would with any other driver.

Take down their driver’s license, registration, and insurance information, and call the police to ensure an official report is completed at the scene.

Next, seek medical care right away for your injuries.

When delivery drivers of all types are involved in accidents while on the clock and during their delivery routes, more than one person or party may be responsible if you are hurt.

Our experienced auto accident attorneys in Whittier can help you explore the legal options in holding the liable party accountable for your financial recovery needs.

Can I Pursue the Delivery Driver for My Injuries and Financial Recovery? 

If a negligent Door Dash or other delivery driver crashed into your vehicle and caused injuries, we may pursue their personal insurance coverage for your financial recovery.

All California drivers, including delivery drivers, must carry the minimum collision insurance coverage outlined in our laws.

They include:

  • $5,000 property damage liability coverage
  • $15,000 per person for bodily injury liability coverage
  • $30,000 per accident for bodily injury liability coverage

If the driver’s personal insurance coverage is not sufficient for your personal injury needs, we may pursue the delivery company’s insurance coverage for the balance of your damages.

Will the Delivery Company’s Insurance Coverage Pay for My Injuries? 

Pursuing the delivery company for their driver’s negligence requires proof that the driver was actively working — delivering food, products, or other goods — when the collision occurred.

Most delivery services, including Door Dash, Uber Eats, and others carry up to $1 million in insurance coverage that can be pursued when their driver’s personal insurance coverage has been exhausted.

Each company has different driver contracts, coverage details, and rules that apply during collisions, which is why it is important to contact a personal injury attorney who can outline the necessary requirements to hold the liable parties accountable.

If you have been injured in a collision with a delivery driver in Los Angeles County, contact our experienced Whittier personal injury attorneys at Hanning & Sacchetto today by calling (562) 698-6446 to learn how we can pursue the benefits you are entitled to from the proper insurance coverage.