How Do Insurance Companies Investigate Car Accident Claims in California?

In

The unfortunate truth is, nearly everyone will be affected by a car accident at some point in their lives. Whether it is as a witness, during a fender bender, catastrophic collision, or due to the loss of a loved one in a fatal crash, traffic accidents are a solemn reality in California. Accordingly, an understanding as to how insurance companies evaluate auto accidents is a valuable piece of information for any California motorist.

How Do Insurance Companies Evaluate Who Is At Fault for Car Accidents in Whittier?

The insurance company representatives will evaluate each car accident with only their best interests in mind. Not yours.

After all, it is their bottom line that is at stake when your damages, losses, and injuries require extended time away from work and specialty medical care.

Once the insurance company is involved, they will use the same factors our lawyers do to evaluate your case, which can include:

  • Police report and law enforcement statements;
  • Witness testimonies;
  • Evidence obtained from the scene;
  • Both drivers’ information, insurance coverage, and previous driving records;
  • Photos or videos taken after the accident occurred.

Unlike the Personal Injury Attorneys in Whittier at Hanning & Sacchetto, LLP insurance companies will often assign fault to an accident without a complete understanding of facts or by choosing to only address information they want to hear.

Often times, insurance companies will simply look to the traffic report and rely on the police officer’s determination when assigning fault for an auto accident.  While the traffic report is an excellent tool to record the facts of an accident, often times statements made in the police report are only summaries of the full statement, or are made in a moment of stress where a driver may not be able to give their best statement of facts.

Additionally, the insurance company will pressure you — the injured party — to make a statement about how the accident occurred.

This quick contact is by design, as their goal is to gain your trust by asking how you are feeling.  However, these statements are primarily used so the insurance company can get you to inadvertently make an incriminating statement or get you to make a statement that can later be used out of context for the insurance company’s advantage.

That is why it is important to partner with an experienced auto collision attorney in Whittier to ensure your rights are protected and your complete financial needs are outlined before the insurance company can manipulate the information from the crash.

Do not make a statement without an experienced Whittier personal injury attorney by your side. We will protect your rights while holding the negligent driver and their insurance provider responsible for your complete injuries and damages.

Contact Our Knowledgeable Auto Accident Attorneys in Whittier for a Free Consultation Today

Suffering an injury in a car accident can change your life. If you have been hurt in a traffic collision with a negligent driver, contact our Car Accident Lawyer Whittier at Hanning & Sacchetto, LLP by calling (562)698-6446 to schedule a free consultation today. We will investigate your collision and assess your injuries to pursue the negligent party who caused the traffic collision, so you can focus on getting the medical care and time away from work you deserve.