California Workers’ Compensation Insurance Coverage
In most cases, when you’re injured on the job in California, the costs associated with your injuries will be covered by a workers’ compensation insurance policy. Workers should know about the benefits they’re entitled to receive under their worker’s compensation policy. You can learn more about the coverage provided through a workers’ compensation insurance policy below. If you have additional questions or need seasoned legal help with a Southern California workers’ compensation dispute, contact the offices of Hanning & Sacchetto, LLP for a no-cost evaluation of your case.
What benefits are provided by workers’ compensation insurance coverage?
Medical benefits: One of the most important benefits of workers’ compensation insurance is the coverage of your medical costs. Within a day of submitting a claim for a workplace injury, your employer’s workers’ compensation insurer will begin covering costs related to the treatment of your workplace injury. Medical benefits also include coverage of costs related to transportation to and from doctors’ appointments, the out-of-pocket cost of prescriptions, rehabilitation, and medical equipment.
Temporary disability: If you are completely unable to work while treating and recovering from your injury, you may qualify for temporary total disability benefits. These disability payments will provide 2/3 of your gross income, up to a cap set by California law. If you are able to work but are working and earning less than you did prior to the injury, you could qualify for temporary partial disability benefits.
Permanent disability: If your final evaluation by your treating physician or a qualified medical examiner finds that you have a permanent disability impairment, then you may have a right to permanent disability benefits. The amount you receive in benefits will depend on the amount you earned at the time of your injury, your age, and the degree to which your injury limits your abilities.
Dedicated and trustworthy legal help after an on-the-job injury
Even when workers’ compensation insurance coverage is available, not all workers receive the benefits they deserve when they’ve been hurt on the job. The California workers’ compensation lawyers at Hanning & Sacchetto, LLP have helped countless injured workers get the money they deserve after a workplace injury. Contact our law offices today for a free consultation on your workers’ compensation claim.
If you or a loved one has suffered an on-the-job injury in California, get help recovering the money you’re owed for your injuries by contacting the seasoned and dedicated Arcadia & Whittier workers’ compensation lawyers at Hanning & Sacchetto for a free consultation on your case at (562) 698-6446, with offices in Whittier, Ontario, Arcadia, Pomona, Glendora, and Irvine.